Credit Consulting
A credit report is a document most people are handed but few people are walked through. Our consulting service is that walk-through: a one-on-one review of your reports with a written plan at the end of it.
What a review covers
1.
Each account on your reports, in plain language — whose it is, what it says, and how old the information is.
2.
Entries you do not recognize, and how to dispute an entry you believe is inaccurate — directly with the credit bureaus, which is always free.
3.
Your own habits that show up on a report: payment timing, and how much of each credit limit you are using.
4.
A written checklist of next steps, in the order we would tackle them. The steps are yours to take; we do not contact bureaus or creditors on your behalf.
What it is not
Not credit repair
We do not dispute entries for you, and accurate entries cannot be removed by anyone.
Not a score service
We will not estimate, predict, or promise any score, at any point, for any fee.
Not a loan application
A review does not start, pre-qualify, or influence any loan decision. Loan questions belong with our mortgage team — see Mortgage Financing.
How to start
The first review is a conversation: call 1-888-451-9328 ext. 705 or email Info@newwidelending.com and ask for a credit report review. Bring your reports if you have them — you can download them free at annualcreditreport.com.
Ask for a credit report review
Call 1-888-451-9328 ext. 705 or direct (323) 510-6508, or email jamesholiday@newwidelending.com or Info@newwidelending.com.
Call or email the owner directly